\n\u4fe1\u7528\u72c0\u6cc1<\/strong>\uff1a821\u5206\u4ee5\u4e0a\u7684\u4fe1\u7528\u5206\u6578\u901a\u5e38\u80fd\u5920\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u800c\u4fe1\u7528\u7d00\u9304\u4e0d\u4f73\u7684\u501f\u8cb8\u8005\u5247\u5bb9\u6613\u88ab\u8a55\u4f30\u70ba\u9ad8\u98a8\u96aa\uff0c\u76f8\u61c9\u501f\u6b3e\u5229\u7387\u6703\u8f03\u9ad8\u3002<\/p>\n<\/li>\n\n\u8eca\u8f1b\u689d\u4ef6<\/strong>\uff1a\u64d4\u4fdd\u54c1\u7684\u72c0\u6cc1\u4e5f\u6703\u5f71\u97ff\u5229\u7387\uff0c\u8f03\u65b0\u6216\u5177\u9ad8\u5e02\u503c\u7684\u8eca\u8f1b\u76f8\u5c0d\u65bc\u820a\u6b3e\u8eca\u6709\u66f4\u4f4e\u7684\u98a8\u96aa\u8a55\u4f30\uff0c\u56e0\u6b64\u80fd\u63d0\u4f9b\u7684\u5229\u7387\u4e5f\u6703\u8f03\u512a\u60e0\u3002<\/p>\n<\/li>\n\n\u8cb8\u6b3e\u984d\u5ea6\u8207\u671f\u9650<\/strong>\uff1a\u4e00\u822c\u4f86\u8aaa\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u6240\u9700\u652f\u4ed8\u7684\u5229\u606f\u6703\u8d8a\u9ad8\uff1b\u76f8\u5c0d\u800c\u8a00\uff0c\u77ed\u671f\u8cb8\u6b3e\u7684\u5229\u7387\u901a\u5e38\u6703\u8f03\u4f4e\uff0c\u56e0\u70ba\u98a8\u96aa\u6e1b\u5c11\u3002<\/p>\n<\/li>\n<\/ol>\n<\/span>\u5982\u4f55\u9032\u884c\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u8a66\u7b97\uff1f<\/span><\/h2>\n\u5982\u679c\u60a8\u60f3\u81ea\u884c\u9032\u884c\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u7684\u8a66\u7b97\uff0c\u53ef\u4ee5\u6524\u9084\u6cd5\uff08\u672c\u606f\u5e73\u5747\u6524\u9084\u6cd5\uff09\u4f86\u9032\u884c\u8a08\u7b97\u3002\u5728\u8a66\u7b97\u5de5\u5177\u4e2d\u8f38\u5165\u4ee5\u4e0b\u5e7e\u500b\u57fa\u672c\u8cc7\u6599\uff0c\u5c31\u80fd\u5feb\u901f\u627e\u5230\u6700\u9069\u5408\u7684\u9084\u6b3e\u65b9\u6848\uff1a<\/p>\n
\n- \u8cb8\u6b3e\u91d1\u984d<\/strong>\uff1a\u60a8\u6253\u7b97\u8cb8\u6b3e\u7684\u91d1\u984d\u3002<\/li>\n
- \u8cb8\u6b3e\u5e74\u5229\u7387<\/strong>\uff1a\u9078\u64c7\u4e00\u500b\u9810\u4f30\u7684\u5229\u7387\uff0c\u901a\u5e38\u7bc4\u570d\u662f5%-14%\u3002<\/li>\n
- \u8cb8\u6b3e\u671f\u6578<\/strong>\uff1a\u53ef\u9078\u64c7\u7684\u671f\u6578\u5f9e12\u671f\u523060\u671f\u4e0d\u7b49\uff0c\u5e38\u898b\u70ba36\u671f\u621660\u671f\u7b49\u3002<\/li>\n<\/ol>\n
<\/span>\u8a66\u7b97\u6848\u4f8b<\/span><\/h3>\n\u4ee5\u67d0\u6d88\u8cbb\u8005\u7684\u8cb8\u6b3e\u8a66\u7b97\u70ba\u4f8b\uff1a
\n- \u8cb8\u6b3e\u91d1\u984d\uff1aNT$400,000
\n- \u5e74\u5229\u7387\uff1a5%
\n- \u8cb8\u6b3e\u671f\u6578\uff1a60\u671f<\/p>\n
\u9032\u884c\u8a66\u7b97\u5f8c\uff0c\u6d88\u8cbb\u8005\u6703\u767c\u73fe\u81ea\u5df1\u7684\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u7d04\u70baNT$7,500\u3002\u9019\u500b\u91d1\u984d\u6703\u56e0\u5229\u7387\u8abf\u6574\u800c\u6709\u6240\u8b8a\u5316\uff0c\u5c0d\u6d88\u8cbb\u8005\u800c\u8a00\uff0c\u80fd\u53ca\u65e9\u638c\u63e1\u652f\u4ed8\u80fd\u529b\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002<\/p>\n
<\/span>\u63ed\u79d8\u8cb8\u6b3e\u63d0\u4ea4\u6d41\u7a0b<\/span><\/h2>\n\u5728\u9032\u884c\u8a66\u7b97\u5f8c\uff0c\u82e5\u60a8\u78ba\u8a8d\u81ea\u5df1\u7684\u8cb8\u6b3e\u8a08\u756b\uff0c\u53ef\u4ee5\u958b\u59cb\u6e96\u5099\u76f8\u95dc\u6a94\u6848\uff0c\u4ee5\u4e0b\u662f\u4e00\u822c\u6240\u9700\u7684\u6a94\u6848\u6e05\u55ae\uff1a<\/p>\n
\n- \u8eca\u4e3b\u8eab\u5206\u8b49\u5f71\u672c<\/li>\n
- \u884c\u8eca\u99d5\u7167\u5f71\u672c<\/li>\n
- \u7b2c\u4e8c\u8b49\u4ef6\u5f71\u672c<\/li>\n
- \u500b\u4eba\u5370\u7ae0<\/li>\n
- \u8ca1\u529b\u8b49\u660e\uff08\u4f8b\u5982\u85aa\u6c34\u55ae\u3001\u6263\u7e73\u6191\u55ae\u6216\u8cc7\u7522\u8b49\u660e\uff09<\/li>\n
- \u8eca\u8f1b\u6700\u8fd1\u7684\u767b\u8a18\u6a94\u6848<\/li>\n<\/ol>\n
\u5b8c\u6210\u9019\u4e9b\u6b65\u9a5f\u5f8c\uff0c\u60a8\u4fbf\u53ef\u4ee5\u5411\u9280\u884c\u6216\u91d1\u878d\u6a5f\u69cb\u6b63\u5f0f\u63d0\u4ea4\u8cb8\u6b3e\u7533\u8acb\uff0c\u4e26\u5728\u7533\u8acb\u6210\u529f\u5f8c\uff0c\u6839\u64da\u8a66\u7b97\u9810\u8a08\u7684\u91d1\u984d\u9032\u884c\u9084\u6b3e\u3002<\/p>\n
<\/span>\u7e3d\u7d50<\/span><\/h2>\n\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u662f\u4e00\u9805\u91cd\u8981\u7684\u8ca1\u52d9\u6c7a\u7b56\uff0c\u900f\u904e\u5408\u7406\u8a66\u7b97\u80fd\u5920\u5e6b\u52a9\u6d88\u8cbb\u8005\u63d0\u524d\u77ad\u89e3\u6bcf\u6708\u7684\u9084\u6b3e\u58d3\u529b\uff0c\u4e26\u70ba\u8eca\u8f1b\u9078\u64c7\u8207\u7d93\u6fdf\u80fd\u529b\u505a\u51fa\u6700\u4f73\u898f\u5283\u3002\u5145\u5206\u638c\u63e1\u76f8\u95dc\u77e5\u8b58\u8207\u8a08\u7b97\u65b9\u5f0f\uff0c\u4f7f\u60a8\u5728\u8cb8\u6b3e\u6642\u80fd\u66f4\u52a0\u5f9e\u5bb9\u4e0d\u8feb\uff0c\u4e5f\u80fd\u964d\u4f4e\u672a\u4f86\u7684\u8ca1\u52d9\u98a8\u96aa\u3002\u5e0c\u671b\u4eca\u5929\u7684\u5206\u4eab\u80fd\u5c0d\u60a8\u6709\u6240\u5e6b\u52a9\uff0c\u795d\u60a8\u9078\u64c7\u5230\u5fc3\u5100\u7684\u4e2d\u53e4\u8eca\uff0c\u9806\u5229\u5be6\u73fe\u8cfc\u8eca\u5922\u60f3\uff01<\/p>\n
<\/span>\u5e38\u898b\u554f\u984c<\/span><\/h2>\n\n- \n
\u5982\u4f55\u8a08\u7b97\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u7684\u6708\u4ed8\u91d1\u984d\uff1f
\nA\uff1a\u6708\u4ed8\u91d1\u984d = [\u8cb8\u6b3e\u91d1\u984d * (\u6708\u5229\u7387 * (1 + \u6708\u5229\u7387)^\u671f\u6578)] \/ [(1 + \u6708\u5229\u7387)^\u671f\u6578 1]\uff0c\u5176\u4e2d\u6708\u5229\u7387\u70ba\u5e74\u5229\u7387\u9664\u4ee512\u3002<\/p>\n<\/li>\n
- \n
\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u7684\u5e74\u5229\u7387\u901a\u5e38\u5728\u4ec0\u9ebc\u7bc4\u570d\uff1f
\nA\uff1a\u4e00\u822c\u57285%\u81f314%\u4e4b\u9593\uff0c\u4f46\u5177\u9ad4\u5229\u7387\u6703\u6839\u64da\u500b\u4eba\u4fe1\u7528\u72c0\u6cc1\u548c\u8eca\u8f1b\u689d\u4ef6\u7b49\u56e0\u7d20\u800c\u6709\u6240\u4e0d\u540c\u3002<\/p>\n<\/li>\n
- \n
\u4fe1\u7528\u72c0\u6cc1\u5c0d\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u6709\u4f55\u5f71\u97ff\uff1f
\nA\uff1a\u4fe1\u7528\u72c0\u6cc1\u826f\u597d\u7684\u501f\u6b3e\u8005\u901a\u5e38\u80fd\u5920\u7372\u5f97\u8f03\u4f4e\u7684\u5229\u7387\uff0c\u53cd\u4e4b\u4fe1\u7528\u4e0d\u826f\u53ef\u80fd\u6703\u7372\u5f97\u8f03\u9ad8\u7684\u5229\u7387\u3002<\/p>\n<\/li>\n
- \n
\u5982\u4f55\u81ea\u884c\u9032\u884c\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u8a66\u7b97\uff1f
\nA\uff1a\u53ef\u4f7f\u7528\u6524\u9084\u6cd5\uff0c\u8f38\u5165\u8cb8\u6b3e\u91d1\u984d\u3001\u5e74\u5229\u7387\u548c\u8cb8\u6b3e\u671f\u6578\uff0c\u8a08\u7b97\u51fa\u6700\u9069\u5408\u7684\u9084\u6b3e\u65b9\u6848\u3002<\/p>\n<\/li>\n
- \n
\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u53d7\u5230\u54ea\u4e9b\u56e0\u7d20\u5f71\u97ff\uff1f
\nA\uff1a\u4e3b\u8981\u53d7\u5230\u4fe1\u7528\u72c0\u6cc1\u3001\u8eca\u8f1b\u689d\u4ef6\u548c\u8cb8\u6b3e\u984d\u5ea6\u8207\u671f\u9650\u7b49\u56e0\u7d20\u7684\u5f71\u97ff\u3002<\/p>\n<\/li>\n
- \n
\u9280\u884c\u901a\u5e38\u9700\u8981\u6d88\u8cbb\u8005\u63d0\u4ea4\u54ea\u4e9b\u6a94\u6848\u9032\u884c\u8eca\u8cb8\u7533\u8acb\uff1f
\nA\uff1a\u5305\u62ec\u8eab\u5206\u8b49\u5f71\u672c\u3001\u884c\u8eca\u99d5\u7167\u5f71\u672c\u3001\u8ca1\u529b\u8b49\u660e\u7b49\u6a94\u6848\u3002<\/p>\n<\/li>\n
- \n
\u8cb8\u6b3e\u671f\u6578\u7684\u9577\u77ed\u5c0d\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5229\u7387\u6709\u4f55\u5f71\u97ff\uff1f
\nA\uff1a\u4e00\u822c\u800c\u8a00\uff0c\u8cb8\u6b3e\u671f\u9650\u8d8a\u9577\uff0c\u5229\u606f\u652f\u51fa\u6703\u8d8a\u9ad8\uff1b\u76f8\u5c0d\u77ed\u671f\u8cb8\u6b3e\u7684\u5229\u7387\u901a\u5e38\u8f03\u4f4e\u3002<\/p>\n<\/li>\n
- \n
\u4ee5\u6524\u9084\u6cd5\u8a08\u7b97\u7684\u8cb8\u6b3e\u8a66\u7b97\u662f\u5426\u6e96\u78ba\uff1f
\nA\uff1a\u6524\u9084\u6cd5\u63d0\u4f9b\u4e86\u4e00\u500b\u5927\u81f4\u7684\u9084\u6b3e\u91d1\u984d\uff0c\u4f46\u5be6\u969b\u7684\u9084\u6b3e\u91d1\u984d\u53ef\u80fd\u56e0\u63d0\u4ea4\u7684\u8cc7\u6599\u4e0d\u540c\u800c\u6709\u6240\u5dee\u7570\u3002<\/p>\n<\/li>\n
- \n
\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u5982\u4f55\u5f71\u97ff\u6d88\u8cbb\u8005\u7684\u8ca1\u52d9\u5065\u5eb7\uff1f
\nA\uff1a\u5408\u7406\u8a08\u7b97\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u80fd\u5e6b\u52a9\u6d88\u8cbb\u8005\u63d0\u524d\u77ad\u89e3\u9084\u6b3e\u58d3\u529b\uff0c\u964d\u4f4e\u672a\u4f86\u7684\u8ca1\u52d9\u98a8\u96aa\u3002<\/p>\n<\/li>\n
- \n
\u5982\u4f55\u6e96\u5099\u6a94\u6848\u4e26\u63d0\u4ea4\u4e2d\u53e4\u8eca\u8cb8\u6b3e\u7533\u8acb\uff1f
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